1.4k+ joined
The Financial
Operating System
for Africa
Live in dollars. Spend anywhere. Save in USDT/USDC, invest in tokenised stocks, pay bills, and send money. All from one balance.
$54B+
Annual stablecoin volume in Africa
1.4B
People in our market
54+
African countries served
Built with industry leaders
Everything you need. One balance.
Stop juggling five apps. MoyoPay brings every dollar-native financial tool into a single, elegant interface.
Freelancers get paid globally
Receive client payments from anywhere in the world directly as USDT/USDC — no wire fees, no correspondent bank delays, no rejected transfers.
Deposit crypto
Send USDT or USDC from any supported wallet. We accept Solana, Ethereum, Tron, and BNB Chain. Funds arrive in seconds.
Fiat movement via licensed processors
When you need naira or local currency, our CBN-licensed fiat partners handle the conversion — compliantly and in real-time.
Spend via Visa/Mastercard
Your balance becomes a Visa or Mastercard. Use it anywhere cards are accepted — online, in-store, globally.
All complexity is hidden
You see one balance. We handle the orchestration across crypto rails, fiat processors, and card networks. One app, total control.
The default financial layer for 1.4 billion Africans
If you believe money should move as freely as the internet, MoyoPay is building the infrastructure to make that possible.
1.4B
People in our total addressable market
$54B+
Annual stablecoin volume in Sub-Saharan Africa
4
Launch countries across the continent
200M+
Unbanked adults across Africa
Nigeria
Launch Market200M+ population, largest African economy
220M+
Ghana
Next UpHigh stablecoin adoption rate
33M+
Kenya
Next UpMobile-first financial ecosystem
55M+
South Africa
RoadmapAfrica's most advanced capital market
60M+
Built on trust, regulated infrastructure
We take compliance seriously because your money is serious. MoyoPay is built on licensed, regulated rails.
Non-custodial architecture
Your crypto keys remain yours. We never hold your private keys — only you control your funds.
CBN-licensed fiat partners
All naira conversions go through Central Bank of Nigeria–licensed processors, fully compliant.
Visa & Mastercard issued
Cards are issued through regulated principal members of the Visa and Mastercard networks.
SEC VASP registration
On the SEC ARIP pathway for Virtual Asset Service Provider registration in Nigeria.
Frequently Asked Questions
Everything you need to know about MoyoPay.
Be the first to live in dollars.
Join 1.4k+ Africans already on the MoyoPay waitlist. Get early access, Pioneer XP, and exclusive rewards.